Tom Kernan

I’m Tom Kernan, and I’ve been proud to serve as a State Farm Agent since 1999. Based in Rochester, NY, my office serves Chili and the surrounding communities, including Gates, Churchville, Spencerport, Scottsville, Bergen, Batavia, and the City of Rochester. As a graduate of the State University at Oswego, I’ve spent decades building relationships rooted in honesty, consistency, and a strong understanding of what matters most to the families and businesses in our area.

Over the years, I've been honored as a Legion of Honor and Ambassador Travel Qualifier, recognition that reflects my long‐standing commitment to service and professionalism. Giving back has always been important to me as well. I serve on the Board of Directors for the National Kidney Foundation of Upstate New York, act as the ALS fundraising chairman for Rochester, NY, and have been a youth hockey coach and mentor for the past 15 years. These roles keep me closely connected to the community I live and work in.

My office offers a wide range of Auto Insurance, Home Insurance, Renters Insurance, Condo Insurance, Commercial Insurance, and Life Insurance, along with coverage for motorcycles and boats. Whether you’re preparing to protect your home, get coverage for your vehicle, or help safeguard your family’s future, my team and I are here to walk you through your options. We offer both in‐person and virtual appointments to make connecting easy and convenient.

Call or text our office anytime to start a personalized quote!