Homeowners Insurance in and around Rochester
Protect what's important from catastrophe.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
Your home and possessions have monetary value. Your home is more than just a structure. It’s all the memories made in your family room and around the kitchen table. Doing what you can to keep your home protected just makes sense! That's why one of the most sensible steps is to get excellent homeowners insurance from State Farm.
Protect what's important from catastrophe.
The key to great homeowners insurance.

Protect Your Home Sweet Home
State Farm's homeowners insurance covers your home and your collectibles. Agent Tom Kernan is here to help provide you with coverage with your specific needs in mind.
Don't let your homeowners insurance go over your head, especially when the unanticipated happens. State Farm can bear the load of helping you put together the right home policy. And if that's not enough, bundle and save could be the crown molding to your coverage options. Contact Tom Kernan today for more information!
Have More Questions About Homeowners Insurance?
Call Tom at (585) 889-3210 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
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Community and urban gardening
Community and urban gardening
Community and urban gardens are an excellent place for growing fresh food. Learn how to secure your garden plot and how to make the most of your space.
Should you DIY your move or hire someone?
Should you DIY your move or hire someone?
Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.

Simple Insights®
Community and urban gardening
Community and urban gardening
Community and urban gardens are an excellent place for growing fresh food. Learn how to secure your garden plot and how to make the most of your space.
Should you DIY your move or hire someone?
Should you DIY your move or hire someone?
Moves can vary in price — and effort. We walk you through your options, from DIY to full-service professional movers, and provide recommendations for when to opt for each.