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Homeowners Insurance in and around Rochester

Would you like to create a personalized homeowners quote?

There's No Place Like Home

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and your precious belongings. If you experience a tornado or a fire, you could have damage to some of your belongings in addition to damage to the actual house. Without insurance to cover your possessions, the cost of replacing your items could fall on you. Some of your valuables can be insured against damage or theft outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.

A good neighbor helps you insure your home with State Farm.

Help protect your home with the right insurance for you.

State Farm May Cover Your Home, Too

Great coverage like this is why Rochester homeowners choose State Farm insurance. State Farm Agent Tom Kernan can offer coverage options for the level of coverage you have in mind. If troubles like wind and hail damage, identity theft or service line repair find you, Agent Tom Kernan can be there to help you file your claim.

Ready for some help creating your homeowners insurance plan? Reach out to agent Tom Kernan's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Tom at (585) 889-3210 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Protect your business property from slip and falls

Decrease the chances of slips, trips and falls at your business with proper maintenance and safety procedures.

What to do after a tornado

The aftermath of a tornado can feel scary and overwhelming. Here's how to address your most urgent needs first, and how to start the tornado recovery process.

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent

Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent

Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Protect your business property from slip and falls

Decrease the chances of slips, trips and falls at your business with proper maintenance and safety procedures.

What to do after a tornado

The aftermath of a tornado can feel scary and overwhelming. Here's how to address your most urgent needs first, and how to start the tornado recovery process.