Insurance in and around Rochester
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Be Ready For The Unexpected With Your Own Personal Price Plan®
State Farm understands the need to protect what's important to you and has developed a wide range of insurance products with personalized pricing plans to help you save time and money. From vehicle and motorcycle insurance that protects your ride, to your boat, motorhome, RV, and off-road ATV, State Farm has competitive prices and easy claims to help you protect them all. Contact Tom Kernan for a Personalized Price Plan.
Need insurance? We got you.
Protect what matters most

Insurance Products To Meet Your Ever Changing Needs
But your automobile is just one of the many insurance products where State Farm and Tom Kernan can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, pricing options, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
Tips to help prevent motorcycle accidents
Tips to help prevent motorcycle accidents
Help reduce risks on the road by considering these motorcycle safety tips.
How long can kids stay on parent’s insurance?
How long can kids stay on parent’s insurance?
Learn when a child can transition from their parent’s insurance to their own by understanding various insurance coverage guidelines.

Simple Insights®
Tips to help prevent motorcycle accidents
Tips to help prevent motorcycle accidents
Help reduce risks on the road by considering these motorcycle safety tips.
How long can kids stay on parent’s insurance?
How long can kids stay on parent’s insurance?
Learn when a child can transition from their parent’s insurance to their own by understanding various insurance coverage guidelines.