Skip to content

Life Insurance in and around Rochester

Would you like to create a personalized life quote?

Check Out Life Insurance Options With State Farm

When you're young and your life is ahead of you, you may think you should wait until you're older to get Life insurance. But it's a great time to start thinking about Life insurance to prepare for the unexpected.

Protection for those you care about

Life happens. Don't wait.

Agent Tom Kernan, At Your Service

One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with coverage for a specific number of years level or flexible payments with coverage to last a lifetime or another coverage option, State Farm agent Tom Kernan can help you with a policy that can help cover your loved ones.

If you're a person, life insurance is for you. Agent Tom Kernan would love to help you discover the variety of coverage options that State Farm offers and help you get a policy that's right for you and your loved ones. Call or email Tom Kernan's office to get started.

Have More Questions About Life Insurance?

Call Tom at (585) 889-3210 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

What is survivorship universal life insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent
Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent
Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

What is survivorship universal life insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.