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Life Insurance in and around Rochester

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State Farm® #1 in customer satisfaction among life insurance providers 5 years in a row.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

It's Never Too Soon For Life Insurance

Young people often assume they don’t need life insurance right now. Actually, it’s the opposite! You miss out on lots of benefits by waiting. That’s why your Rochester, NY, friends and neighbors of all ages already have State Farm life insurance!

Get insured for what matters to you

What are you waiting for?

Rochester Chooses Life Insurance From State Farm

Coverage from State Farm helps you rest easy knowing your family will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the high costs of financially supporting children, life insurance is a critical need for young families. Even for parents who stay home, the costs of covering daycare or domestic responsibilities can be substantial. For those who aren't raising a family, you may have aging parents who rely on your income or have debt that your partner will have to pay.

Did you know that there's now a life insurance option available that's perfect for anyone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really prove useful when it comes to paying for final expenses like medical bills or funeral costs. Don't let these expenses burden your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Tom Kernan for help with all your life insurance needs

Have More Questions About Life Insurance?

Call Tom at (585) 889-3210 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Tips for managing your life insurance after divorce

Find out about changes to your life insurance policy you may need to make with your ex-spouse after divorce.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent
Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Tom Kernan

Tom Kernan

State Farm® Insurance Agent
Office Address:
3221 Chili Avenue
Rochester, NY 14624-5411
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

Simple Insights®

Tips for managing your life insurance after divorce

Find out about changes to your life insurance policy you may need to make with your ex-spouse after divorce.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.