Life Insurance in and around Rochester
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Be There For Your Loved Ones
Investing in those you love is a big responsibility. You go to work to provide for them listen to their concerns, and take time to plan for the future. That includes getting the proper life insurance to care for them even if you can't be there.
Get insured for what matters to you
What are you waiting for?

State Farm Can Help You Rest Easy
Fortunately, State Farm offers various coverage options that can be adjusted to correspond with the needs of those most important to you and their unique situation. Agent Tom Kernan has the deep commitment and service you're looking for to help you settle upon a policy which can aid your loved ones in the wake of loss.
More people choose State Farm® as their life insurance company over any other insurer. Are you ready to experience what a company that processes nearly forty thousand claims each day can do for you? Visit State Farm Agent Tom Kernan today.
Have More Questions About Life Insurance?
Call Tom at (585) 889-3210 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.


Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.