Personal Banking in and around Rochester
To apply for Banking Options or to learn more about Banking Products.
Contact Tom Kernan for a Banking Options
Tom Kernan
State Farm® AgentTo apply for Banking Options or to learn more about Banking Products.
Contact Tom Kernan for a Banking Options
Personal banking with U.S. Bank®
U.S. Bank® may be able to help you reach your personal financial goals
Checking accounts
With a U.S. Bank® checking account that is user-friendly, you can bank and save your money easier.
See U.S. Bank® checking accountsSavings accounts
Talk to your local agent Tom Kernan about an Elite Money Market Account, Certificates of Deposit (CDs), and the potential for unique State Farm benefits!
See U.S. Bank® savings accountsCDs
The CD type that's right for you may depend on a few aspects like minimum deposit required and term length. For assistance exploring the specifics of each option, your local agent Tom Kernan may be able to help.
See U.S. Bank® CD accountsCredit cards
You are welcome to select the State Farm Good Neighbor Card or choose between some different cash reward card options.
See U.S. Bank® credit cardsPersonal loans
U.S. Bank® offers personal loans that can help you get closer to achieving dreams like booking your dream honeymoon, a bathroom remodel, purchasing a private-party vehicle, and remodeling your kitchen.
See U.S. Bank® personal loans
Personal banking products to help reach your goals.
Contact Tom Kernan for a Banking Options

Tom Kernan
State Farm® AgentSimple Insights®
Mortgage loan denial reasons and tips to help you get approved
Mortgage loan denial reasons and tips to help you get approved
Wondering why your home loan or mortgage was declined? Here are a few possible reasons for loan denial.
Build an emergency fund
Build an emergency fund
Having extra cash in an emergency fund comes in handy when life throws you something unexpected.